Mortgage Matters with Catherine
Empowering You with Knowledge, Insights, and Expert Advice on Home Financing, Mortgages, and Wealth-Building Strategies.
Budget 2025: What Canada's $280 Billion Housing Push Means for You
Budget 2025 commits $280 billion to housing, affordability, and growth — but comes with a $45 billion deficit. Here's what the ambitious spending means for homeowners, first-time buyers, and your mortgage strategy.
Aboriginal Title and B.C. Property Ownership: What the Cowichan Ruling Means for You
A B.C. Supreme Court ruling recognized Aboriginal title over parts of Richmond, challenging how property ownership is understood under the provincial system. Here's what it means for homeowners, buyers, and lenders — and why most properties remain unaffected.
What the Bank of Canada's Latest Rate Cut Means for Your Mortgage
The Bank of Canada lowered its overnight rate to 2.25% on October 29, 2025. Here's what's driving the decision and how it affects your mortgage strategy — whether you're on a variable rate or considering locking in.
Understanding the New GST Housing Rebate in 2025
The Canadian government has introduced a powerful update to the GST housing rebate in 2025—one that could save first-time buyers up to $50,000. If you’re purchasing a newly built home, here’s everything you need to know about eligibility, how to apply, and how this rebate could make your dream home more attainable.
What the Bank of Canada’s Rate Pause Means for You
The Bank of Canada’s decision to hold rates steady at 4.75% offers more than relief—it offers opportunity. Whether you're exploring a new purchase, considering refinancing, or approaching renewal, this moment of stillness is your chance to reassess, realign, and take confident steps forward. Here’s how to turn today’s pause into tomorrow’s strategy.
Lender Spotlight Series: A Closer Look at First National
A lender assisting clients with their mortgage needs, showcasing the personalized support that helps borrowers navigate the home financing process. This image introduces our Lender Spotlight series, highlighting the people behind the lending experience.