As we step into Spring 2024, the BC Budget has brought forward some significant changes that promise to reshape the landscape for first-time homebuyers and small business owners alike. At Cultivate + Evolve Financial, we’ve been closely monitoring these developments, eager to explore how they can benefit our cherished clients and community. Empowering First-Time Homebuyers
Welcome to Cultivate + Evolve Financial! It’s fantastic to have you here. As a woman-led brokerage, we’re passionate about empowering you on your financial journey, and we’re thrilled to share our expertise and insights.
I’m Catherine Melville, at the helm alongside Andrew Melville, who manages client care and marketing and recently we’ve added a dedicated and experience underwrite, Sharma Biggs to round out the team. Together, we’re dedicated to guiding you through every stage of homeownership and real estate investment, offering clear, tailored advice to suit your unique situation.
With a solid background in brokerage and lending, our team is well-equipped to support a range of financial projects—from your first home to investment properties and beyond. We’re all about building strong foundations, smart budgeting, and strategic planning to ensure your success.
Personalized service is at the core of what we do. We craft customized strategies that reflect your individual needs, empowering you with the knowledge to make confident real estate investment decisions and secure your financial future.
Feel free to explore our site for valuable insights into real estate financing, and don’t hesitate to get in touch for personalized support. We’re here to answer your questions and provide the expert guidance you deserve.
Our broad network of lenders, from major banks to alternative and private lenders, enables us to find the best fit for your specific needs, offering options that align perfectly with your goals.
A bit about me—I started my mortgage journey in 2009 while completing my degree in Management & Finance at UBC. After graduating and obtaining my Mortgage Brokers Certification, I’ve focused on residential lending and strategic planning, recognized as a Woman of Influence in the industry for seven consecutive years and serving as the Regional Director for BC and the Yukon with the Mortgage Professionals Canada Chapter.
At Cultivate + Evolve, we believe in growing together, continuously enhancing our skills to offer you unparalleled service and support in achieving your real estate and financial dreams.
Thank you for stopping by. We’re excited to be part of your financing journey and help bring your aspirations to life.