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I can’t speak highly enough of the cultivate + evolve team. The support I’ve received from the team has been invaluable in helping me move toward my goal of purchasing my first property. I would not be where I am today without their guidance and expertise. More specifically, Catherine has been a pleasure to work with. She’s

Catherine and Andrew at Cultivate + Evolve Financial were absolutely incredible to work with. They helped us throughout the entire process, taking their time to explain every step and barrier to us along the way. The entire process was seamless and stress free with their help. We couldn’t have done it without them. Thank you

Catherine is the kindest and most upbeat professional to work with. She really puts your needs first to make sure you have the best experience possible. We are so thankful for her and wouldn’t have chosen anyone else to help us with our mortgage. I recommend her to anyone I know and we are just

Catherine was beyond helpful when I was purchasing my first house. She walked me through all of the necessary steps but also made sure to touch base on a wide range of other topics. We found a mortgage that works perfect for me and I recommend her to all my friends and family! As a

Such amazing people! Catherine and Andrew truly are the best at what they do. They have been such a tremendous help and I would absolutely recommend Cultivate+ Evolve to everyone!

We would highly recommend Catherine for anyone looking for a mortgage broker. Catherine recently helped us refinance our mortgage and secure financing for our new townhome. She is a wealth of knowledge and takes the time to explain all of the mortgage options available. She was committed to finding us the best mortgage to fit

‘We found out about Catherine through her website and significant on line presence. Having been a Senior Executive with one of Canada’s largest Banks I was well aware that a product gap in the traditional Banks existed with respect to Reverse Mortgages. Since we were retired and had no debt but a very strong desire

‘Catherine Ellis of Mortgages be Catherine Xeva Mortgage was wonderful to work with, she went the extra mile to find the right mortgage to suit our budget. Catherine went above and beyond to ensure every detail was taken care of and done correctly. We would highly recommend Catherine.’

Whether it is buying a house or getting a mortgage, they are big decisions of our lives. It is important to work with a person who really understand the needs and compassionate. I have known Catherine for a little while now and had many interactions. She is compassionate and goes above and beyond for her

My husband and I found Catherine’s services to be exceptional. She went over and beyond in helping us obtain financing for our new home. My husband and I were traveling abroad and with the time differences and short time line, she delivered. She assisted myself in understanding and walking through every step of the contract.

We can’t thank Catherine enough for her help in securing a mortgage for our first home purchase! She’s a pleasure to work with — smart, organized, fast and very professional.

We have dealt with Catherine in very difficult and time consuming offers, and she was very professional, returned my calls quickly and had the answers fast and efficiently. We Highly recommend Catherine.

Catherine was so incredibly helpful for this first time home buyer. She took the time to explain all the steps, made sure I stayed on track by checking in consistently, worked so hard to get me a reasonable rate, and was always accessible/approachable with an answer to any question I had, no matter how trivial

Catherine was extremely patient with me, and answered my millions of questions. I really appreciated the time she spent to explain things to me since I’m a first time buyer. She also went the extra mile and got a bit more of a discount on my rate from the lender, even after I signed and

Catherine helped us during the very stressful time of buying our first home in Victoria, BC. Catherine started by first reviewing all our financial information letting us know very clearly what our purchasing options were and what our mortgage payments would be ensuring we were able to make our payments and stay within a comfortable

Few people have the opportunity to report to a manager who is also a motivator and mentor—but I did when I worked for Catherine. Catherine expertly filled the role of Cellar Door Manager in the All Saints Estate team for 6 months. I was always impressed with Catherine’s ability to handle even the toughest customers

Having worked in a number of professional dealings with Catherine, I believe I can speak to her character more than a simple company bio can say. Catherine is one of the most dependable, hard-working, organized people I have had the pleasure of working with. She understands financial risk and what it may mean for you

Catherine is professional, friendly, and personable. She always promptly replies to our questions and concerns during every step of our mortgaging process. I highly recommend reaching out to her for all of your mortgaging needs!