The housing market is a key indicator of economic health, and recent data provides interesting insights into where we stand. Let’s dive into the numbers and what they mean for homeowners and potential buyers. Recent Housing Starts Data: In July 2024, we saw a significant surge in housing starts: • 16% increase month-over-month • Total
Welcome to Cultivate + Evolve Financial, where award-winning mortgage broker Catherine Ellis Melville and her woman-led team empower you with comprehensive solutions and personalized guidance. As passionate advocates for financial education, we’re thrilled to share our expertise through valuable mortgage insights, home buying tips, and money management strategies. Join us on this journey to evolve your financial future and stay up-to-date with the latest industry trends.
I’m Catherine Melville, steering the ship with Andrew Melville, who oversees client care and marketing. Our collective expertise and dedication are focused on guiding you through every aspect of homeownership and real estate investment, providing clear, personalized advice for your unique needs.
With a solid background in brokerage and lending, our team is well-equipped to support a range of financial projects—from your first home to investment properties and beyond. We’re all about building strong foundations, smart budgeting, and strategic planning to ensure your success.
Personalized service is at the core of what we do. We craft customized strategies that reflect your individual needs, empowering you with the knowledge to make confident real estate investment decisions and secure your financial future.
Feel free to explore our site for valuable insights into real estate financing, and don’t hesitate to get in touch for personalized support. We’re here to answer your questions and provide the expert guidance you deserve.
Our broad network of lenders, from major banks to alternative and private lenders, enables us to find the best fit for your specific needs, offering options that align perfectly with your goals.
A bit about me—I started my mortgage journey in 2009 while completing my degree in Management & Finance at UBC. After graduating and obtaining my Mortgage Brokers Certification, I’ve focused on residential lending and strategic planning, recognized as a Woman of Influence in the industry for seven consecutive years and serving as the Regional Director for BC and the Yukon with the Mortgage Professionals Canada Chapter.
At Cultivate + Evolve, we believe in growing together, continuously enhancing our skills to offer you unparalleled service and support in achieving your real estate and financial dreams.
Thank you for stopping by. We’re excited to be part of your financing journey and help bring your aspirations to life.