If you’re considering making improvements to your property by adding secondary suites such as laneway homes or basement suites, there’s significant news that could impact your financing options. The insured mortgage landscape is evolving, allowing for more flexible refinance solutions that may be beneficial to homeowners like you. Here’s what you need to know: New
Welcome to Cultivate + Evolve Financial, where award-winning Kelowna mortgage broker Catherine Ellis Melville and her woman-led team empower you with comprehensive solutions and personalized guidance. Located in the heart of Kelowna, we specialize in delivering expert mortgage advice, financial education, and tailored strategies to help you achieve your real estate goals.
As passionate advocates for financial education, we’re thrilled to provide valuable insights into mortgages in Kelowna, home-buying tips, and effective money management strategies. Whether you’re purchasing your first home, refinancing, or investing in property, we’re here to guide you every step of the way.
Meet Catherine Melville
I’m Catherine Melville, a dedicated mortgage broker in Kelowna, working alongside Andrew Melville, who oversees client care and marketing. Together, we combine years of expertise to deliver personalized solutions for your unique financial journey.
Since starting my mortgage career in 2009 while earning my Management & Finance degree from UBC, I’ve built a reputation for excellence in residential mortgage lending and strategic financial planning. Recognized as a Woman of Influence in the industry for seven consecutive years, I also serve as the Regional Director for BC and the Yukon with Mortgage Professionals Canada.
What We Offer
At Cultivate + Evolve, we’re proud to connect Kelowna residents and beyond with the best mortgage solutions. Our services include:
- First-time homebuyer advice tailored to the Kelowna market
- Access to major banks, alternative, and private lenders
- Guidance on refinancing, debt consolidation, and investment property loans
- Customized strategies for navigating Kelowna’s real estate market
Our deep connections with lenders allow us to find competitive rates and terms that align with your goals. From first-time mortgages to complex real estate investments, our mission is to provide you with the clarity and confidence needed to make informed decisions.
Why Choose Us?
We believe in building lasting relationships based on trust, transparency, and personalized service. Our goal is to simplify the mortgage process, helping you secure financing that aligns with your financial aspirations while offering a seamless experience tailored to Kelowna’s unique housing landscape.
Your Financial Future Starts Here
Feel free to explore our site for valuable information about Kelowna mortgage rates, real estate financing tips, and the latest market trends. When you’re ready, contact us for personalized support and expert guidance. We’re here to help you navigate the journey toward homeownership and financial security.
At Cultivate + Evolve Financial, we grow alongside you, continuously enhancing our expertise to ensure your success. Let us be your trusted mortgage broker in Kelowna as you cultivate your financial future and evolve toward your dreams.
Thank you for stopping by. We’re excited to be part of your financing journey and help bring your aspirations to life.