Catherine Melville Catherine Melville

2026 Housing and Interest Rate Outlook: What We’re Watching

Canada is entering 2026 with a steadier housing market, but ongoing uncertainty around rates, employment, and affordability. This outlook breaks down what we’re watching from the Bank of Canada, why bond yields still matter, and what major forecasters expect for home prices and sales this year.

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Understanding the New GST Housing Rebate in 2025 

The Canadian government has introduced a powerful update to the GST housing rebate in 2025—one that could save first-time buyers up to $50,000. If you’re purchasing a newly built home, here’s everything you need to know about eligibility, how to apply, and how this rebate could make your dream home more attainable.

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Bank of Canada, Real Estate, Mortgages Catherine Melville Bank of Canada, Real Estate, Mortgages Catherine Melville

What the Bank of Canada’s Rate Pause Means for You

The Bank of Canada’s decision to hold rates steady at 4.75% offers more than relief—it offers opportunity. Whether you're exploring a new purchase, considering refinancing, or approaching renewal, this moment of stillness is your chance to reassess, realign, and take confident steps forward. Here’s how to turn today’s pause into tomorrow’s strategy.

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Lender Spotlight Series: A Closer Look at First National

A lender assisting clients with their mortgage needs, showcasing the personalized support that helps borrowers navigate the home financing process. This image introduces our Lender Spotlight series, highlighting the people behind the lending experience.

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