Inflation has become a prominent headline in recent times, and for good reason. In September, inflation in Canada eased slightly from 4% in August to 3.8%, as reported by Statistics Canada. While this dip might appear as a welcome change, it’s crucial to delve deeper into the broader implications of this softening rate environment and
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Navigating British Columbia, Vancouver, and Calgary Real Estate in September 2023: Insights to Empower Your Decisions The real estate journey in British Columbia, Vancouver, and Calgary is an ever-evolving adventure, filled with data-driven insights, market trends, and valuable information. As we delve into the highlights of September 2023, join us on a tour of these
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In today’s rapidly changing world, uncertainty seems to be the only constant. From climate change and record-high inflation to global instability, it’s easy to feel overwhelmed by the challenges facing us. Yet, amidst this uncertainty, we want to emphasize why planning for the future is more important than ever before. The Quest for Control One
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Greetings Friend, Today marks a pivotal moment as we unveil Cultivating Conversations, a venture born from my profound passion for helping others, fostering meaningful connections, evoking positive change, and emphasizing the importance of aligning your life with your values. This calling was ignited during my enriching experiences with Erickson International and as a proud member of
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Hello, I’m Catherine Ellis. Today, I’m here to share some motivating and eye-catching tips to help you prepare for rising interest rates. At Cultivate + Evolve Financial, we’re all about empowering you to make confident decisions for your financial future. Let’s dive into key strategies like practicing your payment, making lump-sum payments, understanding mortgage terms,
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The British Columbia Real Estate Association (BCREA) recently released its report on the state of the real estate market in April 2023. According to the report, there were 7,427 residential unit sales recorded in Multiple Listing Service® (MLS®) systems in April 2023, which is a 17.7% decrease from April 2022. The average MLS® residential price
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House Hunting Looking for a home can be a stressful process, but it’s important to take breaks and have some fun along the way. Here are some fun things you can do while looking for a home: Remember, taking breaks and having fun is important while looking for a home. It can help you stay
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The Bank of Canada met on Wednesday and decided to hold the overnight lending rate – at 4.5% Why was this decision made: o Inflation in many countries is easing in the face of: o Lower energy prices o Normalizing supply chains o Tighter monetary policy o On the other side: o Labour markets remain tight.
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Happy Friday Everyone! Spring is only a few days away and I wanted to reach out to give you an update on our end & to catch you up on the happenings of the real estate world. Firstly, I want to share some exciting news – our team has grown by two Andrew who has
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The Bank of Canada met on Wednesday and held the overnight rate at 4.50% and is continuing its quantitative tightening. What does this mean? If you have a variable or adjustable rate or HELOC product – there is no change to your rate currently. If you have a fixed rate mortgage – your payments will
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