The new year is approaching, and with it comes the opportunity to renew your mortgage. This is a crucial time to ensure that your mortgage aligns with your financial goals and circumstances. At CE Financial, we’re here to make the process easy and guide you through every step. Let’s get started!
Connect with Your Broker:
– Reach out to our trusted mortgage experts at CE Financial.
– Gain insights into current market conditions and mortgage options.
– Expert guidance for your crucial financial decisions.
Determine Your Options:
– Explore mortgage terms, rates, and product features.
– Compare and contrast different offers with our help.
– Make informed choices for your financial future.
Hold Rates for Up to 4 Months to Maturity:
In a changing rate environment, it’s crucial to have flexibility and control over your mortgage terms. That’s why we offer the option to hold rates for up to 4 months before your maturity date.
– Secure Favorable Rates Closer to Renewal: By holding rates in advance, you can secure favorable rates early, shielding yourself from potential rate increases in a volatile market.
– Gain Peace of Mind: Locking in rates ahead of time provides peace of mind. You can rest assured that your largest asset and investment is protected, and you’re in control of your financial decisions.
– Continual Adjustments: What sets us apart is the ability to make adjustments to your chosen rate and product. You have the flexibility to modify your mortgage terms up until 3-10 business days before funding, ensuring that your mortgage aligns with your evolving needs.
At CE Financial, we believe in empowering you to make informed financial choices. With the ability to retain both fixed and variable solutions, you stay in the driver’s seat of your financial future.
– Discuss Strategies for Success
– Align your mortgage strategy with your long-term goals.
– Pay off your mortgage faster, leverage home equity, and optimize cash flow.
– Tailored advice for your unique financial situation.
Stay Informed with CMHC:
CMHC has made changes to allow existing insured mortgages to renew at prevailing rates versus requalifying at the rates + 2% on the new stress test.
This allows homeowners with insured mortgages the opportunity to explore alternate lending solutions which may have more competitive rates, terms, and flexible products.
You can now consider options without feeling tied to your existing lender due to rising rates and the impact on qualifications.
Compare Your Options and Save:
– Taking the time to compare mortgage options can save you thousands.
– Your financial future is important to us.
– Let us guide you through the decision-making process.
We’re Here to Help You:
– Your trusted partner for crucial financial decisions.
– Our renewal process is transparent, communicative, client-focused, education-driven, and seamless.
– It’s never too early to commence the conversation about your mortgage renewal.
Whether your maturity is in the Spring of 2024 or as far ahead as 2025, we invite you to reach out. We can discuss a strategy tailored to meet your unique needs, no strings attached.
At CE Financial, your financial future is our priority. Let’s work together to secure the best mortgage terms, rates, and products that align with your goals and aspirations.
Contact us today at email@example.com, and let’s start planning for a brighter financial future!