Renew A mortage
The Smith Manoeuvre™ is a powerful strategy, but it’s not a one-size-fits-all solution. This short application helps Catherine understand your situation so she can determine whether the approach is appropriate for you, and what a safe, tailored plan might look like. There’s no obligation, and your information is kept strictly confidential.
Let’s get started.
If you’re curious whether the Smith Maneuver is a fit for you, this form will give me a clear picture of your current mortgage and overall finances so I can run the numbers and outline your options.
Start by completing the details for the primary applicant below. If there’s a second person on the mortgage, you’ll have the option to add a secondary applicant section once the primary details are entered.
Once I’ve reviewed everything, I’ll follow up with a straightforward summary and suggested next steps.
Have a second borrower?
Add a second applicant (optional)The Smith Manoeuvre™ in Plain Language
The Smith Manoeuvre™ is a Canadian mortgage and investment strategy that helps homeowners gradually convert non-deductible mortgage debt into a tax-efficient investment loan while building a long-term portfolio. By restructuring how your mortgage is set up and re-using paid-down principal to invest, it aims to keep your cash flow similar while improving your overall financial efficiency over time. By submitting this Smith Manoeuvre™ application, you’re taking the first step toward exploring whether this strategy is appropriate for your situation and how Catherine, a Smith Manoeuvre Certified Professional™, can help you implement it with clarity and confidence.