First-Time Homebuyers Video Series
In this series of videos, I explore the ins and outs of the pre-approval process.
Week 1
Closing Costs & What to Expect
Planning to buy your first home? In this video, Catherine explains the essential closing costs you need to prepare for, beyond just your down payment. From legal fees and title insurance to appraisals, inspections, and moving expenses, learn exactly what to expect and how to budget confidently. Watch now to ensure you're financially prepared for a smooth homebuying experience!
Week 2
Budget Tips
Excited to start house hunting? In this quick video, Catherine shares three practical tips to keep your finances on track while searching for your first home. Learn how to budget smartly, prepare yourself for future mortgage payments, and evaluate your spending habits to set yourself up for homeownership success. Watch now and stay financially confident!
Week 3
First Time Homebuyers’ Programs
Are you a first-time homebuyer exploring financial programs to make your purchase easier? In this video, Catherine explains four key programs—including RRSP withdrawals, the federal homebuyer tax credit, property transfer tax exemptions, and the First-Time Home Buyer Incentive Program. Learn how each can help you reduce costs and get into the housing market sooner. Watch now to see which programs might benefit you!
Week 4
What to Know Before Writing an Offer on a Home
Getting ready to write an offer on a home? In this video, Catherine walks you through the key steps and important conditions to include in your purchase contract. From choosing a price you're comfortable with to protecting yourself with finance, inspection, and appraisal clauses—learn how to move forward with confidence and avoid surprises during the subject period. Watch now for expert guidance on making a solid, informed offer!
Week 5
Offer accepted! What’s next?
You’ve got an accepted offer—now what? In this video, Catherine walks you through the next steps after your offer is accepted, from lender approval and appraisals to inspections and reviewing documents with your realtor and lawyer. Learn what to expect during the subject period so you can move forward with confidence and clarity. A must-watch for first-time buyers preparing for closing!
Week 6
Fixed vs. Variable Mortgages & Other Key Terms Explained
Confused about mortgage terms? In this video, Catherine breaks down four essential concepts every homebuyer should understand: fixed vs. variable mortgage rates, term length, amortization, and prepayment flexibility. Learn the pros and cons of each option and how they relate to your financial goals—so you can feel confident when choosing the right mortgage solution. Watch now for practical insights!