Budget 2025 commits $280 billion to housing, affordability, and growth — but comes with a $45 billion deficit. Here's what the ambitious spending means for homeowners, first-time buyers, and your mortgage strategy.

The Bank of Canada lowered its overnight rate to 2.25% on October 29, 2025. Here's what's driving the decision and how it affects your mortgage strategy — whether you're on a variable rate or considering locking in.

The Bank of Canada’s decision to hold rates steady at 4.75% offers more than relief—it offers opportunity. Whether you're exploring a new purchase, considering refinancing, or approaching renewal, this moment of stillness is your chance to reassess, realign, and take confident steps forward. Here’s how to turn today’s pause into tomorrow’s strategy.