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  • Home
  • About
    • Testimonials
  • Services
    • First Time Home Buyers
    • Equity Take Out Mortgages
    • Real-Estate Investments
    • Commercial Lending
    • Partners
  • Calculator
  • Resources
    • Informational Videos
    • New Home buyers guide: 9 Steps and more!
    • 10 Things To Know About Your Neighbourhood
    • Update March 17
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Tag Archives: Mortgages

blue home surrounded by wood people dolls suggesting more buyers than homes for purchase

The State of the Real Estate Market in April 2023

Homeownership, Real EstateBy Catherine EllisMay 29, 2023Leave a comment

The British Columbia Real Estate Association (BCREA) recently released its report on the state of the real estate market in April 2023. According to the report, there were 7,427 residential unit sales recorded in Multiple Listing Service® (MLS®) systems in April 2023, which is a 17.7% decrease from April 2022. The average MLS® residential price

Bank of Canada Announcement: September 2022

Credit, Homeownership, Mortgages, RatesBy Catherine EllisSeptember 7, 2022Leave a comment

The BOC increased the target for the overnight rate to 3.25% with continuing its policy of quantitative tightening. The banks, nonbanks, credit unions & private lenders – will all adjust their prime lending rates to follow the announcement in the days ahead. Lenders will adjust their prime rates respectively to 5.45% from 4.70%. *May differ

Homeownership – More then just a Mortgage

Homeownership, Mortgages, Real EstateBy Catherine EllisAugust 20, 2022Leave a comment

As we come into more challenging times financially, with needing two bags of chips to satisfy a craving due to ‘shrinkflation’ – who knew our chips would take such a crunch with rising inflation. I’d like to discuss preparing for the costs associated with owning a home. Many of us have spent many years saving

Bank of Canada update – July 13 2022

Credit, Mortgages, Rates, Real Estate, UncategorizedBy Catherine EllisJuly 13, 2022Leave a comment

As we have all been waiting for the latest announcement by the Bank of Canada – which took place this morning. They went in aggressively deciding to rise the BOC (Bank of Canada) overnight lending rate by an additional 100bps or 1%. This rate is utilized by the banks to determine the rate to which

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