Introduction to the Secondary Suite Incentive Program: British Columbia’s housing market faces significant challenges, including affordability and availability. In response, the provincial government has introduced the Secondary Suite Incentive Program (SSIP). This initiative aims to encourage homeowners to create new secondary suites by offering a forgivable loan of up to $40,000. This financial support covers
As we step into Spring 2024, the BC Budget has brought forward some significant changes that promise to reshape the landscape for first-time homebuyers and small business owners alike. At Cultivate + Evolve Financial, we’ve been closely monitoring these developments, eager to explore how they can benefit our cherished clients and community. Empowering First-Time Homebuyers
Inflation has become a prominent headline in recent times, and for good reason. In September, inflation in Canada eased slightly from 4% in August to 3.8%, as reported by Statistics Canada. While this dip might appear as a welcome change, it’s crucial to delve deeper into the broader implications of this softening rate environment and
In today’s rapidly changing world, uncertainty seems to be the only constant. From climate change and record-high inflation to global instability, it’s easy to feel overwhelmed by the challenges facing us. Yet, amidst this uncertainty, we want to emphasize why planning for the future is more important than ever before. The Quest for Control One
Greetings Friend, Today marks a pivotal moment as we unveil Cultivating Conversations, a venture born from my profound passion for helping others, fostering meaningful connections, evoking positive change, and emphasizing the importance of aligning your life with your values. This calling was ignited during my enriching experiences with Erickson International and as a proud member of
The BOC increased the target for the overnight rate to 3.25% with continuing its policy of quantitative tightening. The banks, nonbanks, credit unions & private lenders – will all adjust their prime lending rates to follow the announcement in the days ahead. Lenders will adjust their prime rates respectively to 5.45% from 4.70%. *May differ
‘The mortgage industry is strongest when it’s diverse, inclusive and welcoming, and the achievements of the leading women in this space over the past year are clear proof of why it’s so important to have as many influential female voices at the table as possible. By rising to the top and providing a shining example for
With a passion for education & professional development, advocacy and government relation and a strong passion for educating future and current homeowners what Mortgage Professionals Canada & all the brokers nationally can offer clients’ who seek professional, sound, educated and most importantly OPTION’s when it comes to financial solutions. My goal is to assist in moving
‘For brokerages across Canada, 2020 was a year like no other in living memory. In many respects, it was a perfect storm: Just as activity in the mortgage market was heating up rapidly, the pandemic was forcing countless brokerages to radically rethink their working model as in-person interaction with both colleagues and clients effectively came