In today’s rapidly changing world, uncertainty seems to be the only constant. From climate change and record-high inflation to global instability, it’s easy to feel overwhelmed by the challenges facing us. Yet, amidst this uncertainty, we want to emphasize why planning for the future is more important than ever before. The Quest for Control One
Hello, I’m Catherine Ellis. Today, I’m here to share some motivating and eye-catching tips to help you prepare for rising interest rates. At Cultivate + Evolve Financial, we’re all about empowering you to make confident decisions for your financial future. Let’s dive into key strategies like practicing your payment, making lump-sum payments, understanding mortgage terms,
The British Columbia Real Estate Association (BCREA) recently released its report on the state of the real estate market in April 2023. According to the report, there were 7,427 residential unit sales recorded in Multiple Listing Service® (MLS®) systems in April 2023, which is a 17.7% decrease from April 2022. The average MLS® residential price
House Hunting Looking for a home can be a stressful process, but it’s important to take breaks and have some fun along the way. Here are some fun things you can do while looking for a home: Remember, taking breaks and having fun is important while looking for a home. It can help you stay
Happy Friday Everyone! Spring is only a few days away and I wanted to reach out to give you an update on our end & to catch you up on the happenings of the real estate world. Firstly, I want to share some exciting news – our team has grown by two Andrew who has
December Update – 2022 Good afternoon, I am sure many of you heard the latest update from the BOC in relation to the overnight rate hike by an additional 50bps (0.50%) bringing the rate to 4.25% and the corresponding prime rates should move in the days ahead to 6.45% with many lenders and 6.60% with
The question has been top of mind for many Canadians and people around the globe surrounding the state of the world. From climate change, instability in nations around the global financial concerns, inflationary pressures, supply chains, COVIDs impact on how we live and operate, and geopolitical concerns in nations around the globe. The world is
The BOC increased the target for the overnight rate to 3.25% with continuing its policy of quantitative tightening. The banks, nonbanks, credit unions & private lenders – will all adjust their prime lending rates to follow the announcement in the days ahead. Lenders will adjust their prime rates respectively to 5.45% from 4.70%. *May differ
As we come into more challenging times financially, with needing two bags of chips to satisfy a craving due to ‘shrinkflation’ – who knew our chips would take such a crunch with rising inflation. I’d like to discuss preparing for the costs associated with owning a home. Many of us have spent many years saving