Catherine Ellis, Mortgage Professional - 778-835-4565
info@cefinancial.ca
“Change creates opportunity, be one step ahead & take action and make an informed decision for your borrowing needs.”
Good News for Canadians: OSFI’s Responsive Decision Eases Mortgage Regulations In a positive turn of events for Canadians in the housing market, the Office of the Superintendent of Financial Institutions (OSFI) has made a decision that reflects the concerns and feedback shared by industry stakeholders and consumers alike. This decision, announced after nine months of
In recent months, Canada’s economic landscape has experienced notable shifts that are raising concerns among households and businesses alike. This blog post explores the current economic situation, delving into declining consumer confidence, changing demographics, and their potential implications on interest rates and the housing market. Consumer Confidence Hits Lows: Consumer confidence in Canada has taken a
Inflation has become a prominent headline in recent times, and for good reason. In September, inflation in Canada eased slightly from 4% in August to 3.8%, as reported by Statistics Canada. While this dip might appear as a welcome change, it’s crucial to delve deeper into the broader implications of this softening rate environment and
Navigating British Columbia, Vancouver, and Calgary Real Estate in September 2023: Insights to Empower Your Decisions The real estate journey in British Columbia, Vancouver, and Calgary is an ever-evolving adventure, filled with data-driven insights, market trends, and valuable information. As we delve into the highlights of September 2023, join us on a tour of these
In today’s rapidly changing world, uncertainty seems to be the only constant. From climate change and record-high inflation to global instability, it’s easy to feel overwhelmed by the challenges facing us. Yet, amidst this uncertainty, we want to emphasize why planning for the future is more important than ever before. The Quest for Control One
Greetings Friend, Today marks a pivotal moment as we unveil Cultivating Conversations, a venture born from my profound passion for helping others, fostering meaningful connections, evoking positive change, and emphasizing the importance of aligning your life with your values. This calling was ignited during my enriching experiences with Erickson International and as a proud member of
Hello, I’m Catherine Ellis. Today, I’m here to share some motivating and eye-catching tips to help you prepare for rising interest rates. At Cultivate + Evolve Financial, we’re all about empowering you to make confident decisions for your financial future. Let’s dive into key strategies like practicing your payment, making lump-sum payments, understanding mortgage terms,
The British Columbia Real Estate Association (BCREA) recently released its report on the state of the real estate market in April 2023. According to the report, there were 7,427 residential unit sales recorded in Multiple Listing Service® (MLS®) systems in April 2023, which is a 17.7% decrease from April 2022. The average MLS® residential price
House Hunting Looking for a home can be a stressful process, but it’s important to take breaks and have some fun along the way. Here are some fun things you can do while looking for a home: Remember, taking breaks and having fun is important while looking for a home. It can help you stay
The Bank of Canada met on Wednesday and decided to hold the overnight lending rate – at 4.5% Why was this decision made: o Inflation in many countries is easing in the face of: o Lower energy prices o Normalizing supply chains o Tighter monetary policy o On the other side: o Labour markets remain tight.